First Assurance-Motor Commercial


About this product

First assurance offers a motor commercial policy, that covers vehicles used for commercial or business purposes. Vehicles in this category include:
  • General cartage- These are vehicles ferrying both the insured's goods and those of other parties.
  • Own goods- These are vehicles transporting the insured's products only.

Scope of the Cover

For this policy a comprehensive cover is available, and it protects against accidental damage, Fire and Theft to insured's vehicle and loss and damage to the vehicle and its accessories including legal liability to third parties and passengers in respect of death and bodily injury.

Benefits of Cover

  • Windscreen
  • Radio Cassette
  • Medical expenses
  • Passenger Liability
  • Towing/recovery
  • Legal costs incurred with consent of the insured
  • Loss of use when vehicle is in custody of motor trader

Extra benefits at additional premiums

  • Riots and Strikes
  • Special Perils e.g. typhoon, flood, earthquake, hurricane and volcanic eruption

Limits of Liabilities

Benefits Liabilities
Windscreen KES 50,000
Radio Cassette KES 50,000
Emergency Medical Expenses KES 50,000
Third Party Property Damages KES 10,000
Passenger Liability
  • KES 4,000,000(per person)
  • KES 20,000,000(per event)
Towing and recovery charge KES 50,000
Death or bodily injured to third-party persons Unlimited
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